Arsal K

Experienced professional in digital financial services with a focus on product digitization, B2B partnerships, and loan processing. Skilled in managing digital sales channels, onboarding merchants, and driving adoption of financial products in compliance with regulatory guidelines. Demonstrated ability to lead strategic initiatives across banking and fintech sectors, including digital loan programs, campaign management, and customer acquisition through digital platforms.
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Skills

Video Intro

Qualifications & Work History

EDUCATION

BSc Economics, National University of Sciences and Technology (NUST), Pakistan (Sep 2012 – Jun 2016)

WORK EXPERIENCE

Manager/Assistant Director – Digitization @ U Microfinance Bank (Etisalat Group), Islamabad, Pakistan (Jan 2021 – Present)

  • Innovate new-to-bank products and services under State Bank of Pakistan guidelines.
  • Drive existing and new B2B relationships focused on digitizing sales and financial services.
  • Lead digital sales of products tailored specifically for digital channels.

Digital Sales Manager @ Finja, Lahore, Pakistan (Jul 2019 – Dec 2020)

  • Managed merchant onboarding for the Finja business and marketplace platform.
  • Developed strategies to increase sales and throughput of corporate merchants.
  • Led corporate partnerships and digital solutions across the northern region.

Assistant Manager – Digital Payments @ Easypaisa (Ant Financial Group), Lahore, Pakistan (Sep 2018 – Jul 2019)

  • Managed online campaigns for major e-commerce and digital payment partners including Daraz, Pakistan Railways, Hummart, and Telemart.
  • Handled a portfolio of over 300 online merchants.
  • Contributed to Careem-Easypaisa mobile top-up initiative.
  • Led the gaming vertical, partnering with Telenor Pakistan and JS Bank Digital.
  • Spearheaded collaboration projects between Telenor Bank and Telenor Pakistan, involving 6 major digital initiatives.

Assistant Digital Manager @ Bank Alfalah (Abu Dhabi Group), Lahore, Pakistan (Jun 2016 – Sep 2018)

  • Joined as a Management Trainee Officer, leading B2B marketing for the ‘ALIF’ Mobile Wallet.
  • Onboarded merchants for the AlfaMall digital marketplace.
  • Collaborated with PepsiCo on a supply chain digitization project.
  • Launched a co-branded mobile wallet for Nestlé as part of a workplace digitization program.

Assessment

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Interview