Lawrence

A Moody’s Certified Credit Analyst and MBA degree holder from LUMS with 8 years of experience in audit and finance at leading organizations.
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Skills

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Qualifications & Work History

Qualifications

MBA - LUMS (2017)

BCS (Hons.) - Oxford Brookes (2013)

Work History

Business Analyst @ MILVIK Mobile (Apr 2021 – Present)

Analysis & reporting of KPIs using forecasting tools.

Developing SOPs for process improvement of KPIs by liaising with relevant stakeholders to achieve organisation’s strategic goals.

Sales forecasting & productivity analysis.

Preparing dashboards in line with financial planning & budgeting.

Reviewing market and economic trends in line with financial regulations.

Credit Analyst @ United Bank Limited (Feb 2018 – Apr 2021)

  • Portfolio management of 200+ corporate accounts for Central/North Region.
  • Perform financial and business analysis of Corporate and Institutional clients.
  • Implemented Risk Review in light of Corporate Credit Policy and SBP regulations.
  • Follow up with business through MIS/Overdues, PMCs and Business Reviews meetings.
  • Coordination w/departments regarding NPL accounts and remedial management with CMU.
  • Provided guidance to business on credit related issues to ensure quality of credit proposals, credit policies and regularity guidelines.
  • Preparation of BOD Summaries and Business Briefs for review by senior management.

Relationship Manager @ United Bank (Aug 2017 - Feb 2018)

  • Portfolio management of High Net Worth Individuals.
  • Advising on investment avenues, complimenting individual needs with the organisation's goals.
  • UBL’s digital app: Transitioning of existing customers to digital app, client feedback for digital app improvement.
  • Onboarding of retail/corporate clients to UBLs online e-commerce/payments solutions.
  • Customer KYC on NTBs to identify suspicious AML/CFT transactions.

Business Development @Bank Alfalah (Jun 2015 - Aug 2015)

  • Improved Consumer Targeting resulting in 40% increase in Sales.
  • Reduced wastage and increased product visibility in KLI region via resource re-allocation.

Senior Associate @ Pepsico (Oct 2014 - Jun 2015)

  • Distributor performance evaluation to improve sales volume, value and credit terms.
  • Corporate Reporting to Financial Controller.
  • Improved inventory management by implementing controls and achieved company's highest storage record.

Manager @ The Knowledge Factory (Apr 2011 - Jun 2014)

  • Liaison with International agencies including British Council, USAID and Alif Laila Foundation fo development of social projects.
  • Marketing and Consumer behaviour analysis for social programs.

Supervisor @ The Resource Group (TRG) (Oct 2006 - Aug 2008)

  • Key Account management for VW, Honda and BMW Department performance reporting.

Assessment

Attribute types measured include cognitive ability, skills, knowledge, personality characteristics, emotional intelligence, and past behavioral history. Note that these results should always be used as a part of a balanced candidate selection process that includes independent evaluation steps, such as interviews and reference checks.

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