Qualifications
MBA - LUMS (2017)
BCS (Hons.) - Oxford Brookes (2013)
Work History
Business Analyst @ MILVIK Mobile (Apr 2021 – Present)
Analysis & reporting of KPIs using forecasting tools.
Developing SOPs for process improvement of KPIs by liaising with relevant stakeholders to achieve organisation’s strategic goals.
Sales forecasting & productivity analysis.
Preparing dashboards in line with financial planning & budgeting.
Reviewing market and economic trends in line with financial regulations.
Credit Analyst @ United Bank Limited (Feb 2018 – Apr 2021)
- Portfolio management of 200+ corporate accounts for Central/North Region.
- Perform financial and business analysis of Corporate and Institutional clients.
- Implemented Risk Review in light of Corporate Credit Policy and SBP regulations.
- Follow up with business through MIS/Overdues, PMCs and Business Reviews meetings.
- Coordination w/departments regarding NPL accounts and remedial management with CMU.
- Provided guidance to business on credit related issues to ensure quality of credit proposals, credit policies and regularity guidelines.
- Preparation of BOD Summaries and Business Briefs for review by senior management.
Relationship Manager @ United Bank (Aug 2017 - Feb 2018)
- Portfolio management of High Net Worth Individuals.
- Advising on investment avenues, complimenting individual needs with the organisation's goals.
- UBL’s digital app: Transitioning of existing customers to digital app, client feedback for digital app improvement.
- Onboarding of retail/corporate clients to UBLs online e-commerce/payments solutions.
- Customer KYC on NTBs to identify suspicious AML/CFT transactions.
Business Development @Bank Alfalah (Jun 2015 - Aug 2015)
- Improved Consumer Targeting resulting in 40% increase in Sales.
- Reduced wastage and increased product visibility in KLI region via resource re-allocation.
Senior Associate @ Pepsico (Oct 2014 - Jun 2015)
- Distributor performance evaluation to improve sales volume, value and credit terms.
- Corporate Reporting to Financial Controller.
- Improved inventory management by implementing controls and achieved company's highest storage record.
Manager @ The Knowledge Factory (Apr 2011 - Jun 2014)
- Liaison with International agencies including British Council, USAID and Alif Laila Foundation fo development of social projects.
- Marketing and Consumer behaviour analysis for social programs.
Supervisor @ The Resource Group (TRG) (Oct 2006 - Aug 2008)
- Key Account management for VW, Honda and BMW Department performance reporting.